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Find a specialist medical mortgage advisor with Medics Money

Let us match your requirements to an independent specialist medical mortgage advisor - handpicked and verified by us and reviewed by doctors like you.

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Now more than ever, it’s essential that doctors get the help they need to manage their finances effectively

We match your requirements to a whole-of-market independent adviser that understands the difficulties doctors can face when getting a mortgage. Medics’ Money is run by doctors who noticed that doctors found it hard to know which mortgage advisers were good and how to get the best deal. So, we invited the best Independent whole of market mortgage advisers who satisfied our rigorous criteria to join Medics’ Money. We match your individual requirements to the best adviser for you. You can read reviews from other GMC registered doctors and compare prices.

Check out this blog post which is a bumper guide to mortgages for doctors.

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Why is Medics’ Money the best place for doctors to get a mortgage?

Doctors’ finances can be a complex area – for example the NHS pension, private practice income, GP practice accounts amongst other things. Unfortunately many mortgage advisors claim to be specialists but are not. 

Medics’ Money only matches you to independant specialist medical mortgage advisors that fulfil your requirements, verified by us with reviews from doctors like you. Book your free initial consultation with a Medics’ Money mortgage advisor here.

Finding a specialist medical mortgage advisor couldn’t be easier with Medics Money

Hear what doctors like you have to say about us

Why did Ed and Tommy start Medics’ Money?

Medics’ Money is run by Dr Tommy Perkins and Dr Ed Cantelo, who is not only a GP trainee but also a Chartered Accountant and Chartered Tax Advisor with nine years’ experience at PricewaterhouseCoopers LLP London.

With doctors wages falling by up to 30% in 10 years*, combined with the pensions issue for senior doctors, the loss of free accommodation and the rising cost of training for junior doctors, we decided to use our unique skillset to help our colleagues.

Download our free ebook

What medical school didn’t teach us about money” gives doctors a step by step plan to transform their financial future.

Over the last 10 years some doctors pay has dropped 30% in real terms, according to the BMA. If, like me you live in an area with a high cost of living, like London or the southeast, it’s likely the problem is even worse. Add in the rising cost of medical school and the increasing pension contributions with punitive taxation it’s clear that now, more than ever, doctors of all ages need to be financially astute.

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Medical mortgage advisor FAQs

All Medics’ Money mortgage advisors have been handpicked by us and undergone rigorous verification checks. Each accountant has independent reviews from verified doctors like you, which we constantly monitor to ensure the highest standards. Our software only matches you with the most suitable accountants for your specific accounting needs. Doctors’ tax is a complex area – the NHS pension, tax code errors by payroll, private practice income and NHS income, superannuation, GP practice accounts. Our specialist accountants have the specific knowledge and experience in these areas to make sure your finances are taken care of.

Yes, Medics’ Money is led by Dr Tommy Perkins, a GP, and Dr Ed Cantelo who is not only a GP trainee but also a Chartered Accountant and Chartered Tax Advisor with nine years’ experience at PricewaterhouseCoopers LLP London.

Medics’ Money is run by Dr Tommy Perkins and Dr Ed Cantelo, who is not only a GP trainee but also a Chartered Accountant and Chartered Tax Advisor with nine years’ experience at PricewaterhouseCoopers LLP London.

With doctors wages falling by up to 30% in 10 years*, combined with the pensions issue for senior doctors, the loss of free accommodation and the rising cost of training for junior doctors, we decided to use our unique skillset to help our colleagues.

Our software will display guide prices to give you an idea of how much it will cost. Compare prices here https://dentistsmoney.co.uk/accountant-search/ These are example prices. The exact price will depend on your specific circumstances. Our service allows you to compare Medics’ Money verified accountants and in some cases get a quote online for free. For straightword clearly defined tasks you can expect to have a fixed fee quote from your accountant. But more complex tasks will be priced on an individual basis specific to your situation. As a general rule of thumb once you are a higher rate tax-payer, earning over £46,350 per year with several postgraduate examinations and perhaps some ad-hoc locum work you would likely benefit from an accountant.

Any questions? Send us a message below

Ready to find a specialist medical mortgage advisor?

Let us match your requirements to an independent specialist medical mortgage advisor – handpicked and verified by us and reviewed by doctors like you.

Take a look at our Google Reviews

Medics Money paired me with Richard Heap for financial advice after the birth of my first child. His approach has been supportive & straight forward & I would thoroughly recommend both Richard & Medics Money.
laila jabr
laila jabr
16:14 13 Nov 24
Excellent helpful advice! I have been recommending that all my friends subscribe
Laura Naidoo
Laura Naidoo
05:21 06 Aug 24
I requested help from RBP through Medics' Money - I got a response they couldn't help me. No explanation to me or Medics' Money. Disappointing and unprofessional.
Gregory McConaghie
Gregory McConaghie
16:10 28 Jul 24
Medics money are invaluable and their course is excellent value for money with extremely knowledgeable and experienced staff that openly and honestly share of personal experiences. I highly recommend!
Amy Rogers
Amy Rogers
09:46 19 Jul 24
Clear and concise delivery of information with opportunity to ask questions without feeling stupid.
ian logan
ian logan
06:02 11 Jul 24
Good service that educate medics about financials!
shahzeb shaikh
shahzeb shaikh
17:20 23 Jun 24
Can't describe enough how awesome medics money have been to me. Sorted a lot of my financial questions by just a quick glance.Thanks a lot medics money
Wale Bodunwa
Wale Bodunwa
07:17 03 Jun 24
The best site for financial advice for anyone in the medical field. Learnt so much. Also simple to follow.
Charis Lashley
Charis Lashley
11:21 25 May 24
I have health issues and am planning to retire early due to this Richard Heap was excellent in providing me with information on the tiers of pension and plan for retirement
Pauline
Pauline
10:26 05 Apr 24
Brilliant podcast, informative and interesting. A must for every doctor in the UK
Bertie Fernando
Bertie Fernando
07:42 24 Jan 24
XXMM MMAYO
XXMM MMAYO
11:28 03 Dec 23
Seun Gbemi
Seun Gbemi
12:17 20 Nov 23
Have told all my colleagues about it!
Kalp Patel
Kalp Patel
09:17 31 Oct 23
Good solid financial information that should be taught to all doctors before they start.
Tim Wood
Tim Wood
09:15 26 Aug 23
Nigel Koleth
Nigel Koleth
09:17 13 Aug 23
Really great resource available in various formats with information broken down in simple terms to make it easier for us to understand and use for practical life and work steps.
Kiran Baillal
Kiran Baillal
20:11 25 May 23
Chinwe Ursula Ikwueze
Chinwe Ursula Ikwueze
18:13 29 Apr 23
Waqar Younas
Waqar Younas
18:48 05 Feb 23
Mohammed Ali
Mohammed Ali
20:51 01 Feb 23
Brilliant podcast, informative and interesting. Would highly recommend to any doctor in the UK
Ime
Ime
14:03 30 Jan 23
Tracey Covell
Tracey Covell
11:56 29 Jan 23
A fantastic free service that educates doctors in financial ways. Ensure you are paid correctly and claim back the money you are owed, which was thousands of pounds for myself. Obtain truly independent and knowledgeable accountants and financial advisors to help towards financial independence.Thank you medics money!
James
James
06:58 28 Dec 22
they connected with an advisor who refused to help. Then they promised to look into this, and haven't heard back from them ever again
Peter Mezes
Peter Mezes
18:10 15 Dec 22
Great resource -find the podcasts very informative
Maryam Ahmad Idris
Maryam Ahmad Idris
19:47 12 Dec 22
Excellent advice about the financial aspects involved in having a career as a medic with up to date podcasts on various issues E.g pensions. Excellent resource!
Amanda Shabana
Amanda Shabana
10:15 11 Dec 22
brilliant website with useful information , Thanks
Debdeep Dey
Debdeep Dey
06:30 29 Nov 22
Really useful information and helped clarify what I needed to do to make better financial decisions. Thank you!
A Gautam
A Gautam
08:18 18 Nov 22
On behalf of Orthopaedic Academy, I would like to thank Tommy & Ed. You are heroes. Literally!
Firas Arnaout
Firas Arnaout
07:18 05 Oct 22
Excellent podcast, ebook & medic money legends. Thank you so much for explaining things I should have learnt at medical school....
Vicky Giniyatov
Vicky Giniyatov
18:28 30 Sep 22
I have found your podcasts interesting and informative on financial aspects of our working lives that we were not taught about. I agree with you, Financial Health should be on the medical school curriculum. The reason I have given it four starts is indirectly linked with the podcast. The advisor recommended via your site has called me once and since receiving the information from NHS pensions agency (which took a few weeks because this is how long it takes to get the paperwork these days) has not replied any of my emails or returned calls. I am obviously disappointed. Could you please ask the financial advisers who agree to be contacted to be committed to the process. Thank you for your time and energy.
bnf bnf2088
bnf bnf2088
00:16 18 Aug 22
Really helpful and explanatory.
alexander brooman-gannon
alexander brooman-gannon
05:34 20 Jun 22
Luke Newey
Luke Newey
11:47 28 May 22
Very helpful step by step guide for doctors tax claim.
Moh Mhf
Moh Mhf
14:13 22 May 22
Excellent resource. Thank you for all that you do and are doing.
Matthew Nour
Matthew Nour
13:47 20 May 22
Really helpful resources for educating doctors about how to navigate medicine-specific finances, thank you! Really enjoying the podcast too.
Charlotte G
Charlotte G
10:28 05 Mar 22
Really useful guides that explain every step in claiming your exam fees and subscriptions. Thanks
Eleanor Mulvenna
Eleanor Mulvenna
07:03 24 Feb 22
Simply fantastic. I am a newly turned consultant gastroenterologist who moved over to NZ a year ago but have continued to listen to these podcasts. Still really useful in sorting out finances back home. Particularly enjoyed the podcast on investment books to read. Keep it coming please!
Rajan Patel
Rajan Patel
04:10 21 Jan 22
Massive thank you to Tommy and Ed for all that they do to help empower their fellow medics, especially those like myself who just wouldn't have had a clue where to start to sort out their finances. I found the podcasts a great first step to give me ideas for things that I could then later look at more closely - and how amazing that the team have put together so many resources that then make these subsequent steps way easier! I can't recommend Medics Money highly enough 🙂
Kate
Kate
22:11 25 Nov 21
Without a doubt the best advice I have been given. I was really pleased with the service and recommend to all. Tommy was really approachable and took the time to guide me. This was something I should have done years ago. Thanks again. Paul Coulter
P C
P C
19:20 11 Nov 21
Really informative
Michele Richards
Michele Richards
09:27 11 Oct 21
Excellent podcasts. Practical advice with each podcast having at least one thing you can change straight away
pip
pip
07:32 17 Sep 21
Krishan Patel
Krishan Patel
12:08 24 May 21
Fantastic podcast full of useful information, would recommend to any medics
Karanvir Singh
Karanvir Singh
12:35 04 Apr 21
Great website for medical professional looking to gain financial literacy!
Mubashir Siddiqui
Mubashir Siddiqui
20:50 20 Mar 21
nathan banda
nathan banda
06:49 23 Jan 21
Aimed at medics, they offer sensible advice relating to issues medics face. Even a complete novice like me understood the financial principles, thanks to their presentations which are easy to understand. Best of all, they have podcasts which I can listen to on my walks.I think every medic should listen to them at-least once.
kauserjan shaik
kauserjan shaik
07:19 19 Jan 21
Very good
Aslam Khan
Aslam Khan
18:50 30 Nov 20
Niranjan Patel
Niranjan Patel
16:07 17 Nov 20
Used their advice to claims tax rebated for the past 3 years since I qualified as a doctors. Literally hundreds of pound from HRMC. Would recommend to an UK doctor. Great guides and great easy to follow advice
Nene Nyemi-Tei
Nene Nyemi-Tei
14:25 10 Nov 20
Ahmed Sulieman
Ahmed Sulieman
11:10 05 Sep 20
Still in the early stages of dealing with the financial advisor appointed to me by Medics Money, but so far so good. The Medics Money team themselves have been excellent - very swift with replies and always extremely helpful and pleasant. Keep up the good work.
Ben Woodward
Ben Woodward
15:53 25 Jun 20
Really helpful service, great resources for understanding finances at no cost. Responded to a question I sent very quickly and with a thoroughly explained answer.
Bea
Bea
08:59 13 Jun 20
Deepak Sharma
Deepak Sharma
16:19 26 May 20
You guys have stepped up beyond the calling of medicine and healthcare to provide a niche service which can meet the unspoken needs of Doctors and GPs, also GP trainees like me! Wish you the best!!
DR PRADEEP KUMAR
DR PRADEEP KUMAR
16:13 07 May 20
Ayodeji Omosebi
Ayodeji Omosebi
12:08 07 May 20
Saved me a tone.... every dr in training should read this.
Imraan U
Imraan U
21:51 03 May 20
Found the information the had really helpful. Loads of information and amazing communication. 🙂
Sarah Manohar
Sarah Manohar
08:11 03 May 20
Really helpful guidance, all provided free. Thank you!
Seren Peters
Seren Peters
19:32 30 Apr 20
A kind and supportive organisation that helps medics navigate their way through the labyrinth of financial decisions that they have to make throughout their careers.
Chris Howe
Chris Howe
00:45 03 Mar 20
Fantastic, prompt and efficient service, run by doctors who understand the issues and know what's required. I was put in touch with an expert IFA within 24 hours which cam me the confidence I needed to make an informed decision regarding my annual allowance charge. Highly recommended, have already informed colleagues
Adrian Stallwood
Adrian Stallwood
14:50 22 Jan 20
Roger Sepping
Roger Sepping
16:40 21 Jan 20
Mohamad Zeina
Mohamad Zeina
15:39 08 Dec 19
Fantastic service
Imran Khan
Imran Khan
09:18 30 Nov 19
Used their great guide to file tax rebate for professional expenses. Really love what theyre doing. Thanks.
E B
E B
08:44 30 Nov 19
I used their clear and concise guides to registering an account with HMRC and submitting a form for rebate. Very easy to navigate with the guides and took a lot of the stress out of the process. I would highly recommend for anyone with the need to submit requests for rebate - saved me a significant amount of time
Ross S
Ross S
09:16 12 Nov 19
Great website, a real important resource for all medics
Tiago Ivo
Tiago Ivo
16:07 06 Oct 19
The MDM
The MDM
11:58 11 Sep 19
Amy Kelly
Amy Kelly
10:33 27 Aug 19
I have found Medics Money to be very helpful in identifying suitable medical accountancy firms who can provide expert information on my complex financial needs. The website is easy to navigate and has lots of useful information which instils confidence. I was contacted very promptly by one of the recommended firms who gave me some important advice on NHS Pensions. I am still waiting to hear from the accountants but I understand that this is a very busy period for them with lots of interest from doctors based on the new pension rules. Tom contacted me early on to ensure I was happy with the service provided which was reassuring and indicates how serious he is in helping medics to better their financial situation. Thanks for setting up your website. I really appreciate it.
Sudesna Chatterjee
Sudesna Chatterjee
20:39 30 Jul 19
Tommy and Ed were fantastic. Very prompt with their responses and gave very detailed advice.
Nasra Alam
Nasra Alam
15:13 25 Jul 19
Really helpful advice, speedy responses and gave me details of a suitable accountancy service which I have now registered with. Perfect how-to guides which enabled a novice to claim back some tax!
Eleanor Stone
Eleanor Stone
09:33 20 Jul 19
Theo Malthouse
Theo Malthouse
18:21 09 Sep 18
Freddie Green
Freddie Green
09:16 06 Aug 18
Excellent customer service, fast communication and clear replies, I would recommend them to all doctors and nurses and allied health professionals who want to get a good rebate without complications
Alex Moncayo
Alex Moncayo
10:16 11 May 18
Really helpful thanks for your assistance
Richard Sutcliffe
Richard Sutcliffe
07:54 02 Feb 18
Professional, helpful and reliable. They went above and beyond to help my case and responded quickly to queries. Highly recommend them to my colleagues.
Eleanor Lee
Eleanor Lee
19:44 12 Dec 17
Fantastic service. Hassle free. Rebate came through very quickly. Excellent communication throughout.
Steve Phillips
Steve Phillips
14:39 15 Nov 17
Excellent and professional team. They saved me many potential headaches!
Jan Klepacki
Jan Klepacki
20:16 06 Oct 17
Great company. Saved me lots of money. Much quicker than I was expecting too.
Paul Sampson
Paul Sampson
07:37 20 Jul 17